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Affordable Lending for Building Credit and Reducing Debt

Salt River Financial Services Institution (SRFSI) provides the following affordable unsecured consumer lending options for members of the Salt River Pima-Maricopa Indian Community (SRPMIC or Community) that reside in the State of Arizona.

  • Credit Builder Loan Program
  • Unsecured Consumer Loan Program

SRFSI offers these types of loans to assist clients repair and rebuilt credit and to reduce or eliminate clients from being targeted by predatory lending. Clients can pay off their debt in a shorter time period, while saving money on interest in order to build and maintain positive credit.


After graduating college and landing a job that has turned into a career, I set a goal for myself to build a forever home to raise my family. My Journey began to improve my credit score; I began working with Gracie Briones, Financial Education Training Coordinator with SRFSI. Gracie pulled my not so terrific credit history and right away had a plan of attack to improve my credit for a home loan. After two years of paying off bad debt, I was confident to meet with Michael Campos, SRFSI Loan Administrator. Mr. Campos ran the numbers and came back with a loan amount and down payment. After setting up the IDA saving account, I made it a personal goal to make and exceed the monthly saving goal amount. After a year of sacrifice from saving extra income, I reached my IDA Saving Goal and was approved! SRFSI staff gave me the tools, knowledge, and encouragement to make my home a reality. Thank you SRFSI!